Online Baccarat for Real Money

Do you know why online baccarat is so popular? One of the major reasons is the low house edge. And, the lower house edge has always favored the casino players.

Baccarat is one of the easiest cards comparing casino games. The probability of winning or losing is 50-50. In this guide, you’ll get to know the rules to play baccarat, different bets, odds, and payouts in baccarat.

Play baccarat online for free or real money at our experts recommended baccarat casinos. Let’s begin by checking the best real money online baccarat casinos for an authentic gambling experience!

Best Baccarat sites in India 2022

Is it legal to play online Baccarat in India?

Yes, anytime and anywhere! Playing baccarat at online casinos is 100% legal and safe. The Internet and digital technology have made it easier for Indian players to access international casino sites. But there are a few things to keep in your mind:

  • Select a foreign-based casino.
  • It should be licensed by authorities like MGA/Curacao/UKGC etc.
  • Accepts Indian players & India rupees.

Wondering, why? Let us tell you that India follows the PGA,1867 (Public gaming act). It doesn’t state anything about online casinos. So the status of online gambling lies in the grey area i.e. neither legal nor illegal. 

That’s the solid reason we strictly advise our players to only choose the gambling sites based out of India. Play baccarat at our vetted and verified worldwide casinos on this page to have the best online gaming experience.

How do we rate & review our online baccarat casinos?

All the baccarat casinos you’ll find on this page are thoroughly vetted and verified by our casino experts. We have invested hundreds of hours in researching and self-testing different casino sites.   IndiaPlay guarantees the best online casino experience. Now, look at the factors we considered before listing the online baccarat casinos for Indian players!

  • Licensed & Regulated by offshore authorities(MGA/UKGC, Gibraltar, etc.)
  • Reliable & convenient payment methods, offering instant deposits & withdrawals.
  • Variety of casino games (roulette, baccarat, blackjack, etc.) & their variants.
  • Top casino software as Evolution Gaming, Microgaming, Netent, and others.
  • Live casino facility with HD-streaming 
  • 24/7 Quick & Responsive Customer Support.

So, play your favorite baccarat game without any doubt at our hand-picked casino sites. Moreover, you can make hassle-free payments as these foreign-based gambling sites accept Indian currency.

What is Online Baccarat?

It’s an interesting Player vs. Banker card game. Two cards are dealt with player and banker. Each card is worth some points. As an online bettor, you have to simply predict if it’s the player or banker with the best hand value.

Remember, the maximum hand value in baccarat cannot be greater than 9.

The objective of baccarat is to get a better hand value close to 8 or 9. Player’s can also use the third card rule when required.

Rules of Baccarat:

  1. The game is usually played with 6 to 8 decks of cards.
  2. Bets have to be placed before the cards are dealt on the baccarat table.
  3. Two face-up cards are dealt with each player and banker. 
  4. An ace is valued as 1 point.
  5. 2-9 are valued as their face value.
  6. Face cards:King, queen & jack & 10 are valued 0.
  7. If the total hand value is two digits, the final hand will be the last digit.
  8. The third card is dealt if the player’s hand value is 0 to 5.
  9. The player stands if the hand value is 6-7.
  10. The dealer can take the third card for hand values 0 to 5 only if the player stands.

Third Card Rule

For the player’s Third Card Banker Draws on Stand on
2 or 3 0-4 cards 5-7 cards
4 or 5 0-5 cards 6-7 cards
6 or 7 0-6 cards 7
8 0-2 cards 3-7 cards
Ace, ten or face card 0-3 cards 4-7 cards

Different bets in Online Baccarat

There are 3 possible outcomes in 8-deck online baccarat as

  • Player’s bet with 44.62% chances of winning & house edge of 1.24%.
  • Banker’s bet with 45.85% winning odds & house edge of 1.06%.
  • Tie Bet with 9.53% winning chances & a high house edge of 14.36%. 

As you can clearly see, a banker’s bet is the safest bet for beginners with the lowest baccarat house edge. Avoid wagering on the tie bet, it rarely happens.

Side Bets in Baccarat

Side bets are the additional and completely optional bets that you’ll find in different variants of online baccarat tables. Not only do they add more fun and betting opportunities, but they also help recover your losses.

If you have ever noticed, professional casino players and high rollers always invest a part of their money in the side bets. Undoubtedly the risk of losing money is higher in the side bets but so is the winning payouts if you won. Check below the table of side bets in baccarat:

Side bets Description Payout
P Pair Predict if the first two cards dealt with the player forms any pair. ( can be of different suits) 11:1
B Pair If the first two cards dealt with the banker is a pair. 11:1
Either Pair If either the banker or player draws a pair. 5:1
Perfect Pair Predict and bet that either the banker or player has a perfect pair. ( Same cards of the same suit). 25:1
Super 6 Bet on the banker’s hand value will be worth 6 points. 12:1

How to play Baccarat online?

To play the game online, you have to select a legal casino site that offers a variety of online baccarat games. You can follow our selection criteria to pick the right betting platform in india.

The rules to play baccarat are pretty easy to learn and understand.  You can play baccarat from your PC, laptop, or mobile phone. Follow the steps below to get started playing online baccarat:

  • Step 1:  Register on a licensed online casino: For the best experience, choose any of our listed casino sites on this page. Don’t forget to claim your free welcome or sign-up bonus. You can use these free bonuses & offers to play baccarat online without risking your own money.
  • Step 2:  Deposit the money into your casino account: The best thing about recommended casinos is they accept the Indian rupee. A diverse range of payment methods is available for adding money into your casino wallet. You can use e-wallets( Paytm, Phone Pe, G-Pay), UPI, or credit/debit cards.
  • Step 3:  Choose the baccarat game from the casino menu: A variety of online baccarat games are available on different casinos, from classic baccarat, speed baccarat, or no commission baccarat. You can choose to play an RNG-based or live version of online baccarat.
  • Step 4:  Place & confirm your bet: Enter the amount you wish to wager as per your budget and confirm the payment. The bets in baccarat are usually placed before the game round begins.
  • Step 5: Now, wait for the results: The winner’s name is displayed on the screen after every game round. Check if you are the lucky winner and cash out your winnings.

Note: The winning payouts are credited to your casino account if you win the bet. You can opt to cash out the winning anytime, fulfilling the wagering requirements.

Different Baccarat Variations

In this section, we’ll reveal the popular variants of baccarat games that you must play at our listed casino sites. The standard rules remain the same, i.e., to get the best hand value of natural 8 or 9 in the first two dealt cards or draw the third card. 

How do the baccarat variants differ from each other?

  • Rules to value the cards. (e.g., 3-card baccarat)
  • If the player can act as a banker or not?
  • Number of decks used in the game
  • Total number of dealers

Now let’s discuss the different baccarat games available in both online and land-based casinos!

Mini Baccarat

This baccarat game is played with one croupier and seven players. Croupier acts as banker and dealer when required. A perfect option for novice players as they can place low-value bets. Play mini baccarat today at Betway, offering an RTP of 98.76%.

Betway Casino
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Fun88 Bonus
400% Deposit Bonus ₹10,000

Chemin de Fer

This French version of baccarat is played with 6 decks instead of 7. All the players on the table get a fair chance to become a banker. The croupier deals the face-down cards. Register today at Fun88 to play Chemin de fer with an RTP of 98.4%.

Three-Card Baccarat

A popular casino game in Macau casinos is played using a single deck of cards. Each player and dealer are dealt with 3 cards each. The hand with face cards is valued the most. Try your luck in 3 card baccarat at Spin Casinos, featuring an RTP of 98.76%.

Spin Casino
Get Up To ₹20,000 Free Bet
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Baccarat Banque

Almost similar to chemin de fer, this version prioritizes the players. They in turn get the chance to become a banker. The other players can bet against the banker with a matching wager. Sign-up today at LeoVegas Casino & Play Baccarat Banque with an RTP of 98.4%.

Punto Banco

This real money baccarat variant uses 3 croupiers. They handle bets, card shuffling, and distribution. It is played with 6-8 decks of cards and can accommodate up to 14 players. Play Online Punto Banco with an RTP of 98.94% at India’s favorite Jeetplay Casino!

Jeetplay Bonus
100% up to ₹70,000
Betway Casino
100% Matched Deposit Bonus up to ₹2,500

Speed baccarat

This super-fast baccarat variant allows only 27s instead of 45s to place the bets. Besides the primary 3 bets, this unique version also features 4 side bets and multi camera views. Enjoy the immersive 3D version of Speed Baccarat at Betway with an RTP of 98.94%.

Lightning baccarat

Launched in 2020 by Evolution gaming, this exclusive version of baccarat features special multipliers from 2x to 8x. The aim is to get a hand value close to 9. Lightning baccarat offers an RTP of 97.29%. Play today at Fun88 Casino!

Fun88 Bonus
400% Deposit Bonus ₹10,000
Jeetplay Bonus
100% up to ₹70,000

No-commission baccarat

Unlike other versions of baccarat, the house doesn’t charge any commission on the winning hand. The game has the potential to get you a payout of 200X your original bet. Register today at Jeetplay & play no commission baccarat featuring an RTP of 98.94%.

Best Baccarat Strategies

Below are some of the winning tips by our casino experts that can improve your chances of winning. Let’s quickly go through the important facts you need to review and think about! 

  1. Do not risk more money than your budget.
  2. Learn the skills to manage your bankroll.
  3. Set a time limit for each game round.
  4. Try the different baccarat variants.
  5. Always claim your free bonuses & baccarat rewards.
  6. Choose the casino sites with low wagering requirements.
  7. Register on 2-3 casino sites to find the best baccarat odds & payouts.

Play Baccarat for free!

Many online casinos offer free plays of the most popular casino games to encourage players. Everything from rules, betting options, strategies remains the same except the payouts. There are two ways you can play online baccarat for free:

  • Demo Versions: You don’t even need to register on the casino site. Simply click on the ‘play baccarat for free’ option and start your game round. 
  • Welcome Bonuses: Sign-up on the casino site, and claim your welcome bonus. Casino sites allow the players to use these rewards to play their favorite casino games including baccarat. 

Why should you play free online baccarat?

  • It’s risk-free as you are not spending any dime.
  • You get to learn the rules, betting options, and game patterns.
  • Play free baccarat any number of times.
  • A perfect option for beginners before playing real money baccarat games.
  • Play freely without worrying about memorizing the rules

Play Live Baccarat

The exciting and interesting Live Baccarat allows the players to play live baccarat online with real human dealers. You can interact with live dealers and other players on a 

live baccarat table through a webcam or live chat facility. 

Live baccarat tables are streamed directly from dedicated live casino studios or 5-star land-based casinos from across the world. You can choose to play a live version of any baccarat game on your desktop, laptop, or smartphone such as:

  • Live Speed Baccarat
  • Live Baccarat Squeeze
  • Classic Live Baccarat
  • Live no-commission baccarat

Why play live baccarat online?

  • Live Baccarat features such as live streaming, live betting, etc.
  • Exclusive bonuses and promo codes for app users.
  • Free download online baccarat apps for iOS & Android devices.
  • Ease to pay via G-pay, Paytm, Credit/Debit cards.
  • Enjoy HD graphics, sound effects & real-world casino experience.
  • Smooth navigation & user-friendly features 
  • Wide variety of online baccarat live dealer games.

Our Top #3 Live Baccarat Casinos

Betway Casino

Baccarat Road maps & Statistics: The best baccarat strategy!

If you really want to earn real money in online baccarat; baccarat statistics can help increase your winning odds. They may seem to be complicated at the first sight. But once you know how and where to use these baccarat roads; you are already on the winning track. Eager to know, what is baccarat road?

Baccarat roads are the statistics, patterns, or maps that help track the previous bets placed by all the players on the baccarat table. These are available on the betting interface in the form of different grids with red, blue, and green circles in them.

Keep reading to know #5 standard baccarat road maps!

#1. Bead Plate: It’s a grid showing small & large dots of different colors like red, blue, and green. Each dot color symbolizes the different outcomes as: 

  • Blue for Player’s win
  • Red for Banker’s win
  • Green for a tie.

If you’ll notice there are smaller dots also, they represent the pair. Each outcome is added to the bead plate one below another in a vertical row starting from the top left corner.

#2. Big Road:  Almost similar to bead plate, the big road also uses hollow circles of red, blue, and green colors. The statistics are shown from left to right. It helps you track bankers’ & players’ wins to place the safest bets. 

#3. Big Eye Boy: This baccarat road map is used to identify the repetitive and non-repetitive patterns. Red hollow circle reflects the repetitive shoe whereas blue circles represent different outcomes.

#4. Small Road: It uses the same approach as that of big eye boy. The only difference is this road map skips one column to the left of the current outcome in the big eye. A player has to wait till there is no entry in the fourth column of big eye boy.

#5. Cockroach Pig: This word has been derived from Cantonese and Mandarin languages. The entry to this road map begins after the first entry to the fifth column of the big road. Here you have to skip two columns to the left of the current one instead of one.

Download Online Baccarat Apps

Feel like betting now? Go to your play store or app store and download the online baccarat app now. Get started playing this super-easy and fast-paced banker-player game on your smartphones. All you need is a 4G smartphone and a stable internet connection.  

The 2 best ways to play baccarat games on your smartphones:

  • Either download the casino app or apk version on your smartphone.
  • Or, Directly access the baccarat casino via your mobile browser.

The Best Baccarat Casino Apps in India

Royal Panda
Royal Panda
Jackpot City Casino
Jackpot City

FAQs about Baccarat India

Play online baccarat for free at our listed casinos like Betway, Fun88, or LeoVegas.Some of the popular variations of baccarat that you can try for free are:
  1. Mini Baccarat
  2. Chemin de Fer
  3. Baccarat Banque
  4. 3-Card baccarat.
There are 3 possible bets in baccarat games:
  • Player’s bet with 44.62% odds.
  • Banker’s bet with 4.85% odds 
  • A tie bet with 9.53% odds.
Sign-up at our experts recommended online baccarat casinos and claim the generous bonuses & promotional offers. Our list of #3 best baccarat casinos include:
  1. Fun88
  2. Jeetplay 
  3. Betway
Whether it’s about live betting on sports games or casino games; LeoVegas and Fun88 are known as the best live casinos in India. Invite your friends to the live baccarat table. and play against real human dealers.
Baccarat is a 100% luck and 0% skill game. As a beginner, it’s better to play free baccarat to learn the rules, betting strategies to increase your winning odds.
The best strategy is to wager on the banker’s hand. The Banker’s bet is known as the safest bet in the baccarat with a house edge of 1.06%. Whereas the chances of winning tie bet are almost nill.
Unlike other casino games, the house edge in online baccarat is around 1% for the player and banker’s bet. One of the best casino games with the lowest house edge.
Yes, of course! Unless you have chosen the best and legal casino site like Fun88, Jeetplay to play real money baccarat games. These casinos also offer sign-up bonuses for new users.

Enjoy Playing Baccarat Online with Friends!

So, now you know how to win baccarat? Use this detailed game guide to know the rules, different baccarat games, and strategies to stay ahead in the competition. No matter which baccarat variant you try for the first time; the objective of this real money game remains the same.

We advise keeping an eye on your bankroll especially when placing higher value bets. Do not get tempted by lucrative payouts and huge bonus offers.  

For great odds and instant payouts play online baccarat or live baccarat at our suggested casino sites. Get a glimpse of our verified and licensed baccarat casinos for the final time!