Baccarat Rules Guide for Beginners – Win Online Baccarat

Know all the rules of online baccarat and you are well on your way to having more fun on your games and even winning. Read o to see how you can use baccarat rules to your advantage and boost your chances of a win.

Originating from Europe, Baccarat is one of the most popular casino games that is played by thousands of gamblers online every single day. While it might not be as famously known and played as Blackjack, Baccarat is still one of the most popular game choices for many and the numbers keep on going up. If you are enthusiastic and you want to try playing Baccarat at an amazing online casino, click here and register at Royal Panda!

Baccarat Rules Guide for Beginners

To help you understand the game as it is, we have gathered all of the things you should know about online Baccarat rules and we will do our best to introduce them to you so you can make a profit by playing online! Continue reading about it below!

What Is Baccarat And How Do You Play It Online?

For all of you who may not know  Baccarat is the French spelling for the word Baccara which stands for zero in Italian. The name of the game is very much related to the point values of face cards which we are going to explain below. All in all, Baccarat is a table casino game that comes in many variations and is played worldwide. 

According to the information found online, Baccarat history traces back to the 1400s and its popularity has never been at risk since then. Today you can play Baccarat games on your mobile, tablet, as well as your computer. All you need to do is have a stable internet connection and an account at the casino of your choice. 

Unlike Blackjack, Baccarat is not really a game that you can entirely master. No matter the strategies, it is entirely based on luck and all you really need to win is to know and understand the basic rules before anything else. There are plenty of strategies and tips that may help you win at Baccarat, however, your win will never be guaranteed. 

The Best Online Baccarat Rules Guide

Considering Baccarat is so popular, you might be wondering how to actually play it and you wish to learn all of the rules it has, so let us get to it right away!

Baccarat is not a very complex game at all, everyone can play and learn how to play it. Of course, that does not mean you should make a deposit and start the game knowing you have no idea how to actually play. It takes a little bit of time to get used to Baccarat as a game. Well,  here are the rules you should learn if you want to become good and make a profit by playing it online.

The object of this game is to bet on a hand you believe will be the best hand – the banker or the player hand. You can also bet on a tie if you believe the value of cards will be the same for both hands. 

Once you join the Baccarat table, you will be able to see Shoe, Banker Bet, Player Bet, Player Chips, Game Balance, Tie Bet, and Chip Stacks. These represent all of the things that will be featured on the table once the game starts.

Online Baccarat Rules Guide

The game will progress accordingly:

  • Two hands will be dealt, one for the banker, and another one for the player
  • You can bet on either of these hands or you can bet tie in case you feel like the card value will be the same for both hands
  • The hand that has the closes card value of 9 wins in Baccarat
  • Cards that are tens, Kings, Jacks, and Queens count as 0 card value, while the Ace counts as 1 card value. Cards from Two to Nine count the same as their face value
  • In case the hand you bet on ends up getting 5 and 7, combined, these cards will not be 12, but only 2. 
  • In Baccarat, the second digit is always the actual result, therefore, if your card value goes above 9, you will actually drop to a lower number and lose. 
  • In case there is a tie and you did not bet on Tie, no one will win, everyone will lose. 
  • Unlike Blackjack, in Baccarat there is no bust since the first digit of the two digits will not be counted.
  • If the first two cards that are dealt have a card value that is 8 or 9, the hand will immediately be called ‘’natural’’ – This is always an immediate win unless both hands have equal value naturals and they are a tie. 
  • It is important to remember that if your hand total equals less than 5, the Baccarat 3rd card rule will be done. This means the hand will get a third card, and if the player does not draw a third card, the bank will stand on 6 or more and will be drawing on 5 or less. 

Drawing Rules – Simplified

In case you are confused with the rules of Baccarat, we figured providing you with examples could make it all much easier to understand. Here are Baccarat card game rules related to drawing to remember:

The Players Hand

Two First Cards – Total Actions
0, 1, 2, 3, 4, 5 Gets the third card dealt
6 or 7 Gets no additional card
8 or 9 Gets no additional card

The Bankers Hand

This hand is going to get the third card dealt only in case the player has.

Two First Cards – Total Third Card Dealt If The Players Third Card Features No Card If Players Third Card Features
3 0, 1, 2, 3, 4, 5, 6, 7, 9 8
4 2, 4, 5, 6, 7 0, 1, 8, 9
5 4, 5, 6, 7 0, 1, 2, 3, 8, 9
6 6, 7 0, 1, 2, 3, 4, 5, 8, 9
7 Never gets a third card
8 or 9 Never gets a third card

Of course, if this is not enough and you still do not understand how exactly Baccarat works, we suggest trying to play free Baccarat games in order to practice and get a better understanding when it comes to the rules of Baccarat.

Deck Rules In Online Baccarat Games

Baccarat is a table game that is played with multiple card decks. The standard version of Baccarat is played with eight decks of cards, however, some use only six decks of cards. 

There are no specific Baccarat game rules about whether the game has to be played with eight or six decks of cards. Of course, there are differences that occur depending on the number of decks that are used. Here are some of the changes that will affect the odds of winning for everyone who starts playing Baccarat online:

Winning Odds When Playing With Six Decks

  • Tie – 9.51%
  • Banker –  45.87%
  • Player – 44.63%

Winning Odds  When Playing With Eight Decks

  • Tie – 9.52%
  • Banker – 45.86%
  • Player – 44.62%

Best Online Casinos That Offer Baccarat Games In  India

Now that you know all of the important casino Baccarat rules, you can finally go ahead and look for the best Baccarat casinos in India. The following casinos feature licenses, they are frequently tested and there are thousands of players enjoying their games on a daily basis. If you have been looking for a perfect online casino, check out the following ones below:

Jackpotcity Casino

Jackpotcity Casino is a casino most gamblers have heard about considering it has been around for a very long time. Here you can enjoy all table games, as well as slots, and claim some of the best bonuses too! This casino has everything a gambler would ever look for and if you are curious, make sure to click here and register at Jackpotcity Casino right away – Perhaps, you are lucky enough to make a profit too! 

Spin Casino

It does not matter if you are a slots game enthusiast or you love to play Blackjack or Baccarat at online casinos, Spin Casino has all of it! This casino not only features a very eye-catching design, but it is also considered the best for gamblers who love to try different games. The game library is huge, guaranteeing you will find a perfect game each time you visit! Click here and try your luck at Spin Casino today!

Betway Casino

If you enjoy betting on sports, but you also love to gamble by playing Roulette or Poker, Betway casino might be an amazing choice for you. This casino has proven to be one of the best ones out there. The website is easy to navigate and the welcome bonuses are truly outstanding too! Click here to claim your welcome bonus at Betway Casino!

Different Online Baccarat Versions And Their Rules

Considering the standard version of Baccarat has proven to be extremely popular worldwide, you can play baccarat casino games at nearly all Indian online casinos. If you have mastered the ways of standard Baccarat and you managed to learn how to play Baccarat, trying out new, different versions can be very entertaining as well. 

When it comes to other Baccarat variations, some of them are very similar to the standard version. Of course, this does not mean all these versions are entirely the same and that they all feature the same card Baccarat rules, to understand their differences, please read below!

Baccarat Chemin De Fer

In case you had no idea, Baccarat Chemin De Fer is the most popular version of Baccarat in France. This is the version that was featured in the James Bond books. 

When playing this version of Baccarat, the players will actually get the chance to be the banker and deal cards. In Baccarat Chemin De Fer, the banker has to be able to cover all of the bets that have been made. As the game goes on, the role of the Banker will pass counterclockwise and give each player the chance to be the banker!

Mini Baccarat

Mini Baccarat’s name says it all. It is a smaller version of Baccarat that features lower stakes. The main difference of this version is that it is played at lower limits and the players do not pick up the cards.

Baccarat Banque

Baccarat Banque is interesting as it gives players the chance to be bankers too, for as long as they keep on winning. The unique thing about Baccarat Banque is the fact that in this version, three hands are dealt. 

One hand goes to the first player on the right of the banker. Another goes to the second player on the left of the banker and the third one goes to the banker itself.  Each hand actually represents the sides: the dealer, the right side, and the left side. The rules are very similar to Baccarat Chemin De Fer where players decide whether to accept or decline the third card. 

EZ Baccarat

EZ Baccarat is nearly the same as the standard version of Baccarat, the only exception is that winning banker bets get paid even money, except for when they win with three cards with a total of 7 points. 

If this happens, it is called barred or a push hand and it changes the house edge for the banker from 1.06% to 1.018%! This is very similar to casinos taking a commission that is 1.46% and not a regular 5% on banker bets.


No, you should avoid betting on a tie. The tie has a very small edge of only 14%. Banker and player are the only bets you should ever do if you want to make a decent profit.
The casinos we have mentioned in this article are 100% legitimate and fair to play on. Whether some other online casinos cheat or not is not something we can know, but we can guarantee that the ones we recommended are all tested for fairness and are licensed by the most trustworthy agencies in the gambling industry.
Yes, Baccarat is generally an easy game, however, in order to win at Baccarat, you need to learn its rules. Knowing the rules will help you make better decisions, but sadly, even if you do everything right, you may lose at times.
Betting systems may work at times, however, there are times they will prove to be entirely used. Knowing Baccarat is a game of luck, there is no system that will guarantee your win.
Yes, you can enjoy many versions of live Baccarat as you please. Live Baccarat games feature real human dealers who interact with players and usually have higher stakes. It is not suggested you play live Baccarat if you have never played it before.


Online baccarat rules are quite straightforward, and once you learn about them, you should have no problems getting your first win at an online casino of your choice. Even if you remember and pay attention to all of the card Baccarat rules, there is a chance you will lose, but do not let that get to you. Even the professional Baccarat players can lose, and that is what makes Baccarat an amazing choice overall.

If you are curious to try out Baccarat right now, this is the time to check out any casino from our top Indian casinos list.

Most of the sites in that top 10 Indian casinos list offer free baccarat games that you can use to practice. There is no need to postpone a baccarat game. Play and have fun!