How To Play Baccarat – Guide 2022

Don’t let the numbers and the terms confuse you – online baccarat is actually one of the best casino games to play. Read on to see where and how to enjoy baccarat.

Baccarat is considered to be a game of chance and not so much skill. In order to win, most gamblers claim you need to have lady luck on your side. Of course, this does not mean you can play and win real money without knowing basic rules and strategies either. 

How To Play Baccarat

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As one of the most exciting casino table games, Baccarat is a game most gamblers enjoy playing. If you want to learn more about Baccarat and how to play it, please continue reading!

What Is Baccarat And What Is The Rich History Behind It?

You may have heard of Baccarat before, but if you are not experienced in the gambling industry, you most likely never really played Baccarat. Baccarat name originates from ‘’baccara’’ that stands for ‘’zero’’ in Italian. 

The actual origins of the game are still quite unknown to this game, but most people believe it was created back in the 1400s in Italy by a  great man named Flix Falguiere. The reason he called the game Baccara is because all tens and face cards in this game are worth zero, which is quite unique compared to other card games out there. 

After the game became popular in Italy, it was soon introduced in France too, at the end of the 15th century. To make it all even more interesting, Baccarat was originally created from a deck of tarot cards and was meant to be a game for elite people only. 

According to the information found online, it is believed the game is based on a legend related to Ancient Rome of nine gods that were praying to a blonde virgin in order to determine her fate and throwing a nine-sided die. 

How to play baccarat online games

If she would throw 8 or 9 she would be a priestess, but if she threw 6 or 7 she would no longer be able to take part in any religious events in the future. If she would throw anything lower than 6, the virgin would be banished to walk right into the sea to her own death by drowning. 

Of course, today this is not a policy at the casinos and now you can freely lose without worrying about being sentenced to death. Baccarat first appeared in the UK back in 1866. through the Daily Telegraph, after this, Baccarat became very popular in the US too. Soon after, the Baccarat was introduced to the land-based casinos and today, we can enjoy playing it via our Mobile or smartphones! 

For all of you wondering what baccarat is, it is basically a card game that you are meant to play against the dealer, better known as ‘’the bank’’. Your goal of this game is nowhere as it usually is with other card games, in this game, you will not play against other players at all. Your goal is to figure out which hand is going to win, your hand or the hand of the bank. To learn more about how Baccarat is played, read below! 

How To Play Baccarat – Game Rules

Now that we know a bit about the game and its history, how exactly do we play it? The game itself has a rather unique ruleset compared to most other card games. We shall take you through step by step how to play the game along with sharing some baccarat tips for improving your chances. 

In this game, your main opponent is the dealer, not other players. The game starts with you placing your bet on which hand will win, your own or the dealers. 

After this is done, the dealer will deal out two cards to you and themselves. (They may be placed face up or face down depending on the game or casino) Whichever hand is the closest to 9 is the winner.

Depending on which hand you placed your bet however may change your winnings as betting on the dealer’s hand will only return your bet and 95% on top of that, unlike your own hand which will always double upon a win. 

How do you determine which hand wins though? Well, the hand that is the closest to 9 is the winner, each card in a deck has its own points attached to the number, with Ace being 1 and 2 to 9 matching their number.

However, 10 and all face cards count as 0. Also, should your hand go over 10, with say a 5 and a 9 equalling 14, the 1 will be removed and the hand will count as 4. Meaning that ideally, you want your hand to stay as close to 9 without going over as possible. 

Should your hand be at 5 or below, you will receive an additional card and the dealer will do the same should his hand be at 5 or below. There is also the possibility of a draw, with both hands being identical. This will pay out 8-1, meaning you don’t lose your money. 


  • Unless you are willing to take a big risk, always avoid a tie bet as the odds of this are extremely low.
  • There is an ever so slightly higher chance of the dealer’s hand winning, meaning that even with the slightly smaller payout, it can pay out far more in the end. 
  • For those willing to play with large amounts of money, repeatedly doubling your bet on the same hand can bring an eventual win and return all money spent with extra. Though this can be expensive depending on your luck. 

Online Casinos Where You Can Play Baccarat In India

Seeing how interesting Baccarat really is, you are most likely curious to see which online casinos will allow you to play it! For you, we have selected the best online casinos that offer Baccarat games. The following casinos are a reliable, trustworthy choice and all of them feature licenses that prove their fairness and reliability in general:

Jackpotcity Casino

Jackpotcity Casino is a casino that has been one of the most popular choices amongst Indian gamblers for years. This online casino features an insanely big game library that will most likely have all of the games you will ever want to play, including Baccarat. If you are curious to see some of the best casino games out there, click here and create an account at Jackpotcity Casino right away!

Spin Casino

Spin Casino is another awesome choice for all of you who want to try your luck today. Click here and register at Spin Casino! Here you can find all kinds of casino games, from slots, Roulette to Baccarat and Blackjack. Spin Casino has been around for quite a bit and it features some of the best and most experienced staff members, so give it a try! 

Betway Casino

You most likely heard of Betway Casino if you have been gambling online, but in case you did not, now is the right time to check it out! Tap here and try your luck playing Baccarat at Betway Casino! This casino has it all, from awesome slot games to some of the best table games out there. European Roulette, Blackjack Switch, and Free Baccarat, it is all here and just a few clicks away!

Different Baccarat Versions You Should Try Out

Mini Baccarat

Mini-Baccarat as its name suggests is a smaller, lower-stakes version of Punto Banco Baccarat with lower limits and a smaller table. With all the same rules as the Baccarat game you know, just more relaxed. 

Punto Banco Baccarat

Punto Banco is the most common variety of Baccarat, in this variety the casino is always the banker in each game. Played with 6 to 8 decks of cards and with all the usual rules of Baccarat in place. 

Baccarat Banque

Baccarat Banque, unlike other variants, has players taking turns to be the ‘banker’. However this does not mean that the players have to cover each other’s bets, it simply identifies two players’ hands as ‘Player’ or ‘Banker’ to determine the winning bet. 

Initially, the player with the highest stake will become the banker and will continue as long as their hand wins. It will then be passed onto the next player in the order, while all players can bet as usual on either the Player or Banker’s hand.

Chemin de Fer Baccarat

This variation differs from others in that players are betting against each other. A player will hold the bank and set aside a wager that covers the bets of their opponents. The player who is the bank and also who deals will move clockwise around the table.

Features Of Live Baccarat Games

Thanks to the technology we have today, it is quite obvious to say that live dealer games are becoming more popular than ever. If you have never tried out playing Live Baccarat, now is the perfect time to do it because there are many great features that go along with it!

Today there is the Baccarat Multi-Camera experience, this means that the tables with this feature will give you an amazing gambling atmosphere even if you are just laying down at your home. The Baccarat Multi-Camera feature means there can be over 15 different cameras! Quite fun! For example there is the Live Baccarat Squeeze, Live Baccarat Control Squeeze, Speed Baccarat, and many others! 

Of course, the Multi-Camera feature is not the only feature found at Live Baccarat games. There are also VIP tables that allow players to make higher stakes and win big money rewards. In most casinos you can also decide if you want to play privately with a live dealer, however, these are usually pricier than regular Baccarat games!  


There are three versions of Baccarat that are considered to be the best and most popular choices. These are Baccarat Banque, Punto Banco Baccarat, and Chemin de Fer Baccarat.
Both player and the banker bets will pay even money, Tie Bets will pay at 8 to 1, even 9 to 1. To simplify it, the banker/dealer has a house edge of 1.06%, the player has a house edge of 1.24% and The Bet has a house edge of 14.36%.
Yes! Baccarat outcomes are completely random even though most players will usually keep a track of previous hands and values in order to manage to make a better decision with the following hands.
House edge in Baccarat is considered to be quite generous, however, Blackjack still offers better odds for players in most cases. Aside from Blackjack, no other casino table game can be compared to Baccarat when it comes to house edge.
When playing Baccarat, you should always try to Bet with the Banker. In case you are wondering why it is simply because betting on the Bank hand has a great house edge of 1.06%.


Overall, Baccarat is one of the casino games you will not regret trying out. You are guaranteed to have a lot of fun figuring out the game and possibly even winning if you manage to get lucky. 

While Baccarat is more about luck than Blackjack, it is still suggested you try out playing free versions of the game so you do not lose your money right away. There are plenty of ways to try playing Baccarat for free! Of course, if you are already good enough at the game, make sure to take a peek at any of the casinos in our top 10 Indian casinos list.

Remember to take it one step at a time. Have fun on baccarat!